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Measuring Subsidization in LTC
pric- ing cells, subsidization risk1 is created. The 2000 LTCI Model Regulation requires that the initial ... subsidization risk can be analyzed to comply with the 2000 LTCI Model Regulation and ASOP 18. hazards of subsidization ...- Authors: Roger Loomis
- Date: May 2009
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; Strategic Insight and Integration>Effective decision-making; Technical Skills & Analytical Problem Solving>Problem analysis and definition
- Publication Name: Long-Term Care News
- Topics: Actuarial Profession>Best practices; Enterprise Risk Management>Risk measurement - ERM; Modeling & Statistical Methods>Sensitivity testing; Technology & Applications>Analytics and informatics
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LTC Combo Products: The Challenges Ahead
Barbara Grassie and Christine Michals-Bucher • Mortality and morbidity charges • One time versus ongoing ... insurance operates using current and guaranteed mortality/insurance rates. That is not an LTC concept which ...- Authors: Christine Michals
- Date: Dec 2016
- Competency: Strategic Insight and Integration>Effective decision-making; Strategic Insight and Integration>Strategy development; Technical Skills & Analytical Problem Solving>Problem analysis and definition
- Publication Name: Long-Term Care News
- Topics: Long-term Care>Long-term care insurance
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What are the Primary Risks that Face LTC Insurers When Issuing a Policy?
would have expressed concern that the lapse and mortality assumptions might be misestimated. In contrast ... being issued are priced with such low lapse and mortality assumptions that the profitability is not sensitive ...- Authors: Bruce Stahl
- Date: Sep 2010
- Competency: Strategic Insight and Integration>Effective decision-making; Technical Skills & Analytical Problem Solving>Problem analysis and definition
- Publication Name: Long-Term Care News
- Topics: Experience Studies & Data>Morbidity; Finance & Investments>Risk measurement - Finance & Investments; Long-term Care
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To Cede or Not To Cede: Overcoming the Hurdles to Ceding Legacy LTCI Risk
expectations. Even though legacy LTCI lapse and mortality rates are gen- erally substantially lower than ... might reasonably be expected to have had higher mortality as well as morbidity risk, and policies with ...- Authors: Bruce Stahl
- Date: Dec 2017
- Competency: Strategic Insight and Integration>Big picture view; Strategic Insight and Integration>Effective decision-making
- Publication Name: Long-Term Care News
- Topics: Long-term Care>Long-term care insurance